Our Team

I believe retirement shouldn’t feel overwhelming—it should feel like freedom. Since 1987, I’ve been helping people get their finances in order, eliminate uncertainty, and create a retirement plan they can actually feel good about.

If you're like many of my clients, you don’t want fluff or a sales pitch. You want clarity. A plan. And someone who genuinely cares about helping you make wise decisions with your money. That’s where I come in.

Michael Fry is the founder of RWC For Life and the president of Steward Financial Services, Inc. He holds the Chartered Financial Consultant® (ChFC®) designation and has spent over 35 years guiding families and individuals through retirement and investment planning with a stewardship-focused mindset.

Michael has been a featured speaker at financial conferences nationwide, sharing insights with fellow advisors and CPAs. He also helped design a custom life insurance product in partnership with a major insurance company.

He created the CASTLE Report and cash flow planning systems used by clients across the country to simplify complex retirement decisions and take the stress out of financial planning.

Michael lives in Plainfield, Illinois, with his wife, Gail, and their family. When he’s not meeting with clients or developing new tools, he enjoys time with his family, serving in his church, and helping others live more generously and purposefully.

David Bankston brings over three decades of experience to the table, helping individuals and families make smarter financial, tax, and retirement decisions. As the advanced case and tax planner at RWC For Life and president of Bankston Wealth Management, he focuses on building strategies that not only make sense today—but stand the test of time.

Dave began his career as a CPA and launched his own accounting practice back in 1987. In 2011, he earned the Certified Financial Planner™ designation to further expand the ways he could serve clients. His unique background allows him to blend tax expertise with financial planning, offering a well-rounded, practical approach to managing wealth.

He’s known for asking the right questions, challenging outdated financial thinking, and helping clients uncover opportunities they may have overlooked. From retirement income strategies to tax-efficient planning and debt management, Dave believes every client deserves a clear, well-structured plan.

Dave lives in Land O’Lakes, Florida with his wife Debbie and their son. When he’s not reviewing numbers or developing strategies, he enjoys time on the golf course, investing in his community, and helping people make confident financial decisions with clarity and purpose.